A will ensures that your assets are left to those to whom you want it to go on your death.

If you do not make a will, then the State decrees the relatives to whom your assets pass. If you have no relatives, then they pass to the State.

A will can also provide Inheritance Tax savings and shelter your home or a share of it from Local Authority Assessment for care and other charges.

A will can appoint guardians if you have children under 18.

A will appoints executors - those people whom you trust and want to deal with your assets on your death.

A will can incorporate trusts e.g. to protect spendthrift relatives.